careminister For years, people have been using their homes

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careminister For years, people have been using their homes as assets to serve for their long-term funds and that has worked out for a lot. However, for many, there have been other drawbacks to this plan too, such as selling their personal property for money or having to take loans that require monthly paybacks. Within time, the system has changed and new kinds of loans have come into being. One such loan is the reverse mortgage - a loan that a bank provides but it does not require monthly payments- the home itself serves as a security asset and the owner only has to pay the loan back when they sell their house. This is just one small example of how a person can prepare for their long-term care funds without having to worry about saving money all the time. 

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